Joe Guttilla
Financial Planner / Financial Advisor / Trust and Estate Planning / compliance analyst
Dynamic, qualified, and highly ethical Financial Planner and Advisor with extensive experience in diverse industries, including several major insurance companies, as well as many years' experience as an informal financial advisor; focus on valuation, momentum, and options models to effectively leverage and generate revenue.
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FINANCIAL PROFICIENCIES
Financial plan creation and implementation
Analysis of risk tolerance and appropriate asset allocation and investment strategy
Knowledge and use of options to provide portfolio hedging and generate portfolio income
Portfolio rebalance
Use of ETFs and mutual funds to create investment portfolios
Utilization of common stocks to create value-oriented portfolios
Use of insurance products primarily as protection vehicles
Ability to consider taxation and estate planning in the construction of sound financial plans
Holistic financial planning
PROFESSIONAL EXPERIENCE
Guardian Life Insurance Company of America 2011 – 2011
Accomplished all necessary securities licenses: FINRA Series 7 and NASAA Series 66. Gained familiarity with Guardian’s products and affiliated organizations such as Park Avenue Securities and Innovative Underwriters. Developed and implemented a marketing plan. Collaborated with and advised potential clients in determining suitability of various insurance and investment products; provided appropriate product and/or financial plan implementations.
Kaplan University 2009 – 2010
Student, Certified Financial Planner (CFP) Program
Successfully attended financial planning courses to attain CFP certification, including Fundamentals of Financial Planning, Insurance and Employee Benefits, Investment Planning, Income Tax Planning, Planning for Retirement, and Estate Planning. Successfully passed comprehensive 10-hour Certified Financial Planner exam.
New England Financial 2008 - 2008
Financial Advisor
Effectively utilized marketing-related activities to attract, recruit, and cultivate relations with new and existing clients. Coordinated with prospective clients to present overview of financial services offered by New England Financial. Attended financial product presentation/discussion groups. Utilized insurance licensing to market insurance products (life insurance, annuities, and long-term care insurance) to prospective clients.
Joe Guttilla 2002 - 2007
Independent Advisor / Consultant, Various Projects
Developed and implemented various equities trading models. Served as active equities trading and financial advisor. Managed independent software project consisting of transaction management system utilizing Oracle Forms 9i, PL/SQL procedures, functions, and packages. Participated in various software educational programs in Java, C#, and Oracle development and administration administered by Wake Tech Community College.
Nortel Networks / Ericsson / SAIC / IBM 1988 - 2001
Software Design Manager / Various Technological Roles
Managed a team of 15 software developers at Nortel Networks in developing a variety of telecommunications products. Collaborated with marketing teams to evaluate product content and refine schedules. Created and monitored detailed product schedules using Microsoft Project, Excel, and proprietary products. Performed staff development functions, including interviewing, hiring, training, and evaluating staff members. Identified and engaged organizations that could suitably market SAIC's services and maintained a contact management database using ACT. Attended and participated in NCTA (NC Technology Association) meetings. Responded to RFPs for software development and management projects. Implemented software and hardware development for various technology products. Experienced with C, C++, C#, ADO.net, Java, various machine and assembly languages, and Oracle development and database administration.
EDUCATION CERTIFICATIONS/TRAININGS
Cornell University: Bachelor of Science in Electrical Engineering (BSEE)
Kaplan University: Certified Financial Planner (CFP) (in progress)
Financial Industry Regulatory Authority (FINRA) Series 7
North American Securities Administrators Association: Series 66
NC Insurance Licensed (NPN 11497344):Life, Health, Accident, and Sickness, Medicare Supplement Long-Term Care
H&R Block Basic Tax Course (2007)
Financial Planning Association: Board of Directors Member (Technology Director) - FPA of the Triangle: Successfully address technology issues impacting the organization, for example, ensuring company website is appropriately revamped. Future potential projects include administering several round table discussions, authoring white papers on the use of various software products for the financial industry, analyzing cost structure, and developing a disaster plan so association has enough funds to operate in lean economic times.
